Fractional CFO services for growing businesses
Know where your cash is going, what drives your margins and what your business can afford to do next. Mikel Consulting brings forecasting, reporting and financial guidance into the decisions that matter.
Monthly retainers and focused projects · Remote support across Canada
A stronger plan for tomorrow.Cash flow · Performance · Planning
Mikel Consulting’s wider track record in business planning, financial modelling and funding preparation.
Consulting clients
Make the numbers useful.
Then make your next move.
When growth adds complexity, financial reporting should help you decide what to do. Our fractional CFO services connect the operating picture with cash flow, performance and the road ahead.
See cash pressures earlier
Plan around collections, payroll, supplier payments and upcoming commitments before a shortfall disrupts operations.
- Cash flow and working capital forecasts
- Cash runway and funding-gap analysis
Understand what drives profit
Look beyond sales to evaluate the margins earned by products, services, customers or locations.
- Pricing and contribution-margin analysis
- KPI dashboards and management reporting
Plan with realistic numbers
Connect sales, staffing, operating costs and capital needs in a forecast you can update and use.
- Budgets, rolling forecasts and scenarios
- Actual-versus-budget performance reviews
Test your next move
Assess hiring, expansion and funding decisions against cash requirements and alternative outcomes.
- Capital requirements and use of funds
- Investor, lender and board-ready financial support
A financial review that
moves the business forward.
For ongoing engagements, we establish a working rhythm around your financial priorities: review the results, refresh the outlook and agree on practical actions.
A clearer picture.
A practical next step.
What is coming in, what is going out, and where could a shortfall emerge?
Which revenue, cost and margin changes need management’s attention?
How do current results change the forecast and funding requirements?
What can the business support, and which actions should come first?
Reporting and meeting frequency are agreed around your business and scope.
Financial support for
the next stage of growth.
Before appearing on Dragons’ Den, Lunata Beauty worked with Mikel Consulting on financial modelling, reporting and investment preparation. The relationship continued with ongoing financial consulting to support planning and growth decisions.
Built around the decisions
your business is facing.
Support for owners, founders and leadership teams, working alongside your bookkeeper, accountant or internal finance function.
Business owners
“Can the business support its next hire?”Gain a clearer view of cash, margins and operating commitments as your business outgrows basic financial reports.
Startup founders
“How far will our funding take us?”Connect runway, unit economics and growth assumptions in a credible forecast for management and investors.
Growing companies
“What will expansion really require?”Evaluate new teams, locations, financing or acquisitions before committing capital and adding fixed costs.
Financial analysis.
Business perspective.
Our principals bring financial modelling and business strategy together to help clients understand their options and build practical plans.
Mitch Fillman
Co-Founder & Financial Modelling Lead
Financial modelling, capital structuring and cash flow analysis, with an accounting and financial analysis background that includes BDO experience.
Kelin Ainsworth, MBA
Co-Founder & Chief Strategy Officer
Business model development, investor positioning and growth strategy, informed by experience building, operating and exiting a business.
Choose the financial support
your business needs.
An ongoing monthly engagement or a focused project, with a clear scope before work begins.
Light advisory support
For owners who need a regular financial review and guidance on the decisions ahead.
- Reporting review
- Forecasting guidance
- Monthly strategy discussion
Ongoing monthly CFO support
For businesses that need current forecasts, useful reporting and a consistent review cadence.
- Rolling forecasts and cash planning
- KPI dashboards and reporting
- Recurring management discussions
Growth & funding support
For more involved financial leadership around expansion, funding or complex stakeholder needs.
- Complex financial modelling
- Investor and board materials
- Financial due-diligence support
These ranges are a starting guide. Your proposal confirms the deliverables, responsibilities, meeting cadence and fee. Pricing reflects financial complexity, reporting quality and the level of involvement required. Cross-border work is quoted in the agreed currency.
Need one specific financial deliverable?
Start with a financial model, cash forecast, budget or profitability review. One-time projects are scoped and quoted separately.
From your first conversation
to ongoing financial guidance.
Start with the decision
We discuss your business, immediate priorities and existing financial information, then agree on the scope and fee.
Build the right tools
We develop or refine the forecasts, cash flow tools and management reports needed to answer your financial questions.
Keep the outlook current
For recurring work, we review results, update assumptions and help management evaluate the next steps as conditions change.
Remote CFO support across Canada
Scheduled virtual meetings and shared financial files connect us with businesses in Vancouver, Toronto, Calgary, Edmonton, Montreal, Ottawa, Winnipeg, Hamilton, Halifax and Kitchener–Waterloo.
Planning across borders
Coordinate CAD and USD forecasts, cash requirements and reporting priorities alongside your Canadian and U.S. accounting and tax advisers.
A few things
you may be wondering.
Understand the role, scope and working relationship before choosing your next step.
What does a fractional CFO do?
A fractional CFO provides senior financial guidance on a part-time or recurring basis. Depending on the scope, this can include cash flow planning, budgeting, forecasting, management reporting, profitability analysis and support for funding or growth decisions.
How does CFO support work with our accountant or bookkeeper?
Your bookkeeper or accountant maintains the financial foundation. We use reliable records to interpret performance, plan ahead and assess business decisions. Responsibilities are agreed with your existing providers; tax filings and assurance services are outside the standard CFO scope.
Should we choose a fractional or full-time CFO?
Fractional support can suit businesses that need recurring financial guidance and an agreed level of involvement. A full-time CFO may be appropriate when daily executive oversight, internal finance-team management and continuous availability are required.
Can you help prepare for lenders or investors?
Yes. The scope can include financial models, capital requirements, use of funds, repayment or runway analysis, and financial information for investor discussions or due diligence.
Can we start with a project?
Yes. A specific model, cash forecast, budget or financial review can be a useful starting point. Monthly support can follow when there is a recurring need for updates and guidance.
Let’s bring clarity to
your next financial decision.
Tell us where you need better visibility. We’ll help define the financial support that fits your business.